Taken mostly from the Termerly Website: https://termly.io/resources/templates/terms-and-conditions-template/  - fiuclinic.org is an educational and noncommercial site that uses this type of content to supplement seminars given as part of a law school clinic.

Website Terms & Conditions

A Terms and Conditions agreement outlines the rules that your website or mobile app users must follow. They usually cover topics such restricted behavior, payment terms, acceptable use, and more that we cover below.

What Is a Terms and Conditions Agreement?

A terms and conditions agreement outlines the website administrator's rules regarding user behavior and provides information about the actions the website administrator can and will perform. Essentially, the text is a contract between the website and its users.  In the event of a legal dispute, arbitrators will look at it to determine whether each party acted within their rights.

Creating the best terms and conditions page possible will protect your business from the following:
In short, terms and conditions give you control over your site and legal enforcement if users try to take advantage of your operations. Is a Terms and Conditions Legally Required on My Website?

Technically, no. You aren't legally required to have a terms and conditions agreement.  However, having terms and conditions for websites is considered a standard business practice.

Reasons to Have a Terms and Conditions

Where to Post the Terms and Conditions

Once created the terms and conditions agreement should be displayed in a prominent area of the website or app.

Here are the top six places to put your terms and conditions:

How To Enforce the Terms and Conditions Agreement

In most jurisdictions, including the US, and the UK, you need clear evidence that users have read and consented to your terms and conditions.  That's why you should consider clickwrapping your terms and conditions.

Clickwrap forces users to manually click a button or checkbox to indicate that they've read and accepted your terms and conditions before they can use your site or service
Information To Include in the Terms and Conditions

Terms and Conditions agreements contain a broad range of guidelines for how you and your users can use your service or site.  Even short terms and conditions agreements should include several vital clauses to safeguard your business.  Otherwise, the website's terms and conditions agreement will be incomplete, exposing the owners of the site to many legal risks. Here's what should included in the terms and conditions agreements to prevent such misunderstandings and others: